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  #1  
Old 21-05-2011, 06:38 PM
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Default Someone hit my car, what to do with insurance

Hi all, i had a quick read on here this morning looking at prefered repairers after some mupped reversed in to me (at an intersection) this morning, i rang up my insurance company and explained what happened, they didnt mention anything about a police report, do i need to do this?

one headlight was damaged, the front bumper, and one front spat, and one for light cover.

What im actually posting this for is i think i would like to upgrade things, different bumper, front lip, and HID headlights, so how does one go about cash settling with the insurance company?

Perth people need to learn not to reverse the wrong way up a F%$#^ ROAD!

Appreciete the advice in advance. Jake.
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Old 21-05-2011, 06:48 PM
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I suggest you to file a police report just so theres a copy of the accident somewhere.
You never know what kinds of things the other person could report, so it would be wise to file in a report of your side.

Concerning the aftermarket bumper etc... It would depend on your insurance.
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Old 21-05-2011, 07:28 PM
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You can report them online.

https://www.crashreport.com.au/
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Old 21-05-2011, 09:10 PM
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Cheers for that, any idea on process to cash settle with insurance company?

Sent from my GT-I9000 using Tapatalk
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Old 21-05-2011, 09:18 PM
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Be easier to chat about that with your repairer that way you're covered with the labor/paint costs, unless of course you have other arrangements.
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Old 22-05-2011, 08:20 AM
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Police report is only required when there is $3k or greater in damage.
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Old 22-05-2011, 08:53 AM
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I thought it was only 1k?
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Old 22-05-2011, 09:18 AM
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Quote:
Originally Posted by STI-257 View Post
I thought it was only 1k?
Correct 1k !!
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Old 22-05-2011, 09:52 AM
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Talk to your panel shop about the extras, that way they can do the leg work for it all.
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Old 22-05-2011, 09:59 AM
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my car got reversed into and i lodged a claim with insurance, 3K of damage and no police report required
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