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#1
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tyres and load ratings
ok. saying goes u get what u pay for, cant ring more true then now!!
needed some new rubber bands last year, and decided to cheap out on some lovely nexen n3000's. was a bit of a tyre noob, and only focus on size (215/35/r18) and speed rating. wat i WASNT aware of, and kinda annoyed tyre shop didnt make me aware of it, was load index of tyres. i have since discovered nexen n3000's are of a lower load index then what subaru specifies on their tyres ( min 545kg per corner i believe, as opposed to 500kg per corner on those nexens) questain is does this void insurance policy(comprehensive) completely? my policy has taken into account the aftermarket alloys, but nothing was ever mentioned about tyres and specs. please advice. thanks |
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not happy..jane.... |
#4
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Who fitted them, surely there is some responsibility they must fit correct load tyres? Unless of course you specifically asked for a tyre and didn't accept their recommendation.
Insurance = Void. Change the tyres now.
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[COLOR="Gray"]550Nm off a 2L... Just wish it was in the dak dak...[/COLOR] |
#5
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If you get pulled over by the police and they decide to inspect your tyres you will land in hot water if your tyres do not meet the speed and load ratings set by the manufacturer on the tyre placard.
Yes your insurance is invalid and if there is an accident investigation that places the cause of the accident on your tyres...I.E Lost control of the car after a blowout caused by running tyres of an incorrect load rating, then you stand to get your anus thoroughly stretched. |
#6
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Avalanche Do you work in insurance? If so i think you should check you company guidlines as this is incorrect information. In claims for motor vehicle accidents the assesors never look at the tyre loading or the loading for a set vehicle. I have refered this to an assessor and the manger of the motor claims department and between the 24 years in claims experience they have never been aware of a claim being declined for this. So i wouldnt worry about a claim being decline on these grounds. Insurance companies are not the ogres that people make them out to be.
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Werewolf Barmitzvah..... |
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Last edited by Avalanche; 30-04-2009 at 04:04 PM. |
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good thing you made this thread because I called tyre power yesterday and was getting some prices for tyres and when I told him that I was running Kumho Ecsta 205/40/R17 he said that he didnt think they had the correct load rating for my car and told me to bring it in so he could have a look. now I know about the insurance is void I will look into it this weekend
and where will it tell me on the car what the load rating is and where on the tyres is in by the front drivers seat on the badge when you open the door???? |
#9
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Here is a little guide for you all that don't know:
(LI = LOAD INDEX) (KG = Kilograms) LI KG LI KG 71 345 91 615 72 355 92 630 73 365 93 650 74 375 94 670 75 387 95 690 76 400 96 710 77 412 97 730 78 425 98 750 79 437 99 775 80 450 100 800 81 462 101 825 82 475 102 850 83 487 103 875 84 500 104 900 85 515 105 925 86 530 106 950 87 545 107 975 88 560 108 1000 89 580 109 1030 90 600 110 1060
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....slow and steady wins the race....fark that!! |
#10
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There will be a load index on the plaque. Just make sure your new tyres are the same or higher.
i.e. The Nexen 3000's 215/35/R18's as mentioned above have a load rating of 84, which will be well below the Subaru minimum (87 I think) However a Nexen 3000 225/35/R18 has a load rating of 97, well in excess of what you require. You can't simply fit any old tyre to a car, you need to match it up properly, especially when changing rim sizes from the factory.
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[COLOR="Gray"]550Nm off a 2L... Just wish it was in the dak dak...[/COLOR] |
Tags |
load, ratings, tyres |
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