+1 for GMHBA, i like how they have the option "Priority - Avoiding taxes"
when i do sign up 6771 sent me

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-2009 Evo X GSR-

i went through them alll, HIF was the best value for money for me pretty much everything i need covered and good money back on physio (need a fair bit)

Thank you kind sir!

Guys, thread revival time, I've trolled the net, so many options, basically need it so i don't get slugged again next July.
Hbf is the obvious go to but I don't need extras (touch wood) and they seem expensive for what I need, I have full ambulance cover through my union, no pre medical conditions, don't have glasses etc etc.

Oh yer 23 and NO dependants,

What have you got how much does it cost and is it worth it?

Bupa is the new favourite ATM value wise

Bupa for me.

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[COLOR=RoyalBlue][B][I]Titanium Reinforced[/I][/B]
MY00 Impreza WRX | MY11 Liberty GT Premium[/COLOR]

HIF but we use it mostly for extras (physio, chiro, etc) and of course not getting slugged 3x tax. Get cover ASAP - it is pro rata for the year i.e. you will still get slugged for not having cover for 1/4 of this tax year.

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A nation of sheep will beget a government of wolves.

Yer just found this out today

Another thing about private medical, if you leave the country you can put it on hold, just have to rock up with your re-entry certificate within 2 weeks "I think" and they re instate it, I've done it a few times with HBF now for up to 6 months without a problem, there are restrictions on time but not exactly sure, something like 6 months on 6 off max.

Obviously something they don't advertise but they don't cover you overseas so no cover.... no use paying.

Not really worth it for 10 days in Bali but it could save you a lot on a long trip.

GMHBA v BUPA ... gMHBA based on my costs v Meg's costs.

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[COLOR=Black]Liberty GT Spec B tuned 240 HP & 372 Nm at the hubs.[/COLOR] "Instead of banning high performance cars - ban low performance drivers"