Originally Posted by BXT

They are partially right re. a mortgage broker. It may mean a LOW DOC or NO DOC loan which means you will have to come up with (in most cases) 20% or 30% deposit repectively and the interest rate will be higher.
I would see a mortgage broker regardless as they have more packages to offer.

Personally I use Westate Finance - Mark Davies is my contact. I always get excellent service from him.