Hey dude if you go through my old posts you'll find a tpoic I started when the same thing happened to me. Since he hit you you need to ring his insurance and talk to them. Its a mission and they will try and do it the cheapest way possible. The topic might be worth a read.

Also third party fire and theft is only $500 and even at 17 you would be able to find someone to insure it for $3000 max.
Jem now has her license and I told her she can't drive her wrx until she gets fully comp, there is no way we are going through all that bullshit again EVER. I also refuse to drive on the freeway during peak hour now.