banks for home loans have tightened up as of last week made it harder for us to go through them. you have to have a minimum of 3 months firm savings for the loan, some will make it hard for you to apply for no deposit homeloans.. CBA is rejecting alot of the first home buyers etc because of lack of saving and alot of outgoing debts

bah!! make sure you get all debt in line and reduce if need be as it makes you look alot better. get rid of Credit cards or non secure loans etc..