Its all about the risk and who takes it.

For $2,500 you can go out there and not worry about having an off in your $70k car.

It becomes part of the cost of your track day.

The alternative is the risk of being big dollars out of pocket like the unlucky guy in the evo.

Like it has been said before if you can afford to lose the value of your car and you cant afford the insurance for a track day you cant afford to track it.

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Arguably my Automobile is Awash with Alliteration - Subaru Sti S202