prior to this amazing global financial crisis (admittedly the good ole us of a has been broke for 3+ years), Australia was in a healthy surplus - give the union sorry labor an open cheque book....and well history repeats.

I've planned ahead nonetheless, so you can either sit on your arse and bitch and moan, or do something with it and reap the benefits. im quietly confident this current 'market' has taught some people the true value of investment and calculated risk.

Prior Planning Prevents Piss Poor Performance - someone should email that to Wayne.

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