yeah three's pricing does look good. whats with the extra charge for data roaming? i dont understand it. also does anyone know if three do insurance?

"6. Within 3's Broadband Zone. Additional usage above the Broadband Zone allowance is charged at 50c/MB on Caps & 10c/MB on $110 The Works Plan. 3 Broadband Zone allowance includes combined upload & download data transfer. Included data expires each month. Roaming in Australia (including within 3's Broadband Zone) is charged at 50c/MB."