My STI is on its way to the panel shop at the moment. Same as everyone else's that many dents that golf balls are jealous, rear window on hatch gone (well not really gone - it's all inside the boot), water that deep inside that the ducks are having a ball with somewhere to shelter ... etc.

Which brings me to my point, whilst the replace/repair & repaint may not get to the 50% value mark - the water damage to the inside might just exceed that