You will pay whatever your excess is. Your insurance company will pay the other party's insurance company whatever it costs to fix their vehicle. If they are not insured they will probably F&^K them around no end but if they aren't insured then they kind of deserve it.

As far as your damage you are S^&T out of luck and will be paying that yourself.

The most you will have to pay towards the other party is your excess unless you have done something for them to knock back the claim such as pissy driving etc... Thats why you have the insurance.

Oh yea. Your going to pay more next year!!!

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Stoner & Webber 2011 World Champions