Originally Posted by mARC

Insurance companies have never done parts location, this is all undertaken by the panel beater, and factored into the quote for repairs. There aren't as many ex-panel beaters as assessors now-days, most are trained up by the insurance companies and approve quotes via digital images sent in by the panel shops.



Fuck the repair cost, you're v.lucky to have walked away from that one mate, but I'd assume the car was fairly new at the time and it was quoted with brand new parts?



Based on those prices it would most definitely be repaired, and if you're getting quotes from people of $1k to paint guards, its time to jump ship.



Then it will get repaired, remember the insured value, as mentioned by the owner is $20k.