Not too sure about now but you used to be able to pay an extra fee to have the cheque cleared instantly, won't hurt to ask while you are at the bank.

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Beaten up old 98 Gen 2 Liberty, 13.0, stock V3 STI running gear.
07 Transit motor home
69 VF & 70 VG Valiants needing full restoration
Yamaha Zooma 50cc rocket hopefully going with the Transit.