Originally Posted by yopi

This is what you do on Wednesday...

1. Find a lawyer for an obligation free quote and get their business card.

2. Just go into SGIO branch and cancel all your policy (after you make a new one from RAC/HBF...etc) and hand the branch manager the lawyers business card, and juz be frank "talk to my lawyer from now on"

they are very quick to back flip if they dont...

3. Go back to your lawyer and if you dont have money upfront its ok, just tell them to take their cut from the case win all you want is the car fixed.