how do you mean?
the bloke that does all the novated leases for our company in aus has given me lots of info/figures but i cant make much sense of it all - hence dumbass lol
ive asked him to explain it all a bit better, so should hear back from him tomorrow.
was just looking for some extra advice here.

as a way to pay less tax and save a bit more on my 450k mortgage, by putting another 20k into redraw/offset i thought it might be a reasonable idea
thanks