After doing a few online quotes I got on the phone with RAC to get a quote for my car with modifications. After being on hold for a little bit while she confirmed my details, the lady starts out "Now since you're 29 and you're insuring you're car for $49000, and because it is a modified turbo..." at this point I was thinking here it comes $2k +. "you're premium will be $1101."

So SGIO can eat a bag of dicks and keep their Loyalty discount.