Newbie questions (insurance etc)
 

Hi peoples,

Firstly I'm a complete newbie so please excuse my lack of knowledge regarding lingo etc.

I thought I'd get a few opinions from people. I know [I]stuff all[/I] about cars (other than what 'w arghh x' has tought me). I love our WRX and I'm going to take up performancing moding.

Obviously this is going to be an expensive hobby (and I'm prepared for it) but I figure I'm not made of cash so I'll need some more info to make informed decissions and limit the cost, so heres some newbie questions.

-We're paying 1k in insurance a year (RAC) at the moment with the WRX (no performance mods) in my wifes name with me as a secondary driver... what's a standard insurance price and what companies are good etc for a WRX with mods? (Oh I'm 26 if that helps).

-Do MY98-99 WRXs with performance mods pop up for sale often in Perth?

I figure I can either:
-mod the current one,
-buy a second with mods (keep both),
-replace the current one with a modified one.

Thanks in advance,
Ads

i pay 1100 with most of the mods declared and i am 19 so yer its not to bad go RAC.

Im with HBF and Im 26 too. I pay 990 a year with HBF but I think they only allow minor mods such as exhaust etc. I have a 55% no claim.

Thanks (specially u Mr-psi I was going to ask u that), that gives me some perspective.

I'm suprised at how little you pay Mr Psi. Is the car registered in your name with you listed at the primary driver? I am 20, with a loss of license due to demerits and I am paying over 3 times that amount with RAC.

[QUOTE=adamh]

-Do MY98-99 WRXs with performance mods pop up for sale often in Perth?
[/QUOTE]


There could be a white MY98 hatch with mods for sale :)

Probably easier to mod your current wrx. By the time you search around, pay stamp duty etc, will it be really worth it? Sure theres probably a few decent MY99's going around with good mods, but more hassles!

HBF / RAC will cover mods to a certain extent. I know some ppl have insured ecu's et al with them, but a LOT havent. Just Car's are great with premiums and mods, but not so good with the excesses..

I'd buy the banana coloured yellow one that's for sale - it's really good, and goes really fast :)

Here's some prices of insurance for a lot of the members in an earlier thread:

[url]http://www.perth-wrx.com/vb/showthread.php?t=133&highlight=insurance[/url]

I am currently with HBF and I'm not happy seeing that they decided to up it by $350 without telling me. It was $850 and they have bumped it to $1200. Reason you ask............. "because we have recently re-classified the vehicles and wrx is now classed as a performance vehicle."

So I am not renewing my insurance and am going back to RAC who have quoted $837 with full no claim bonus and I've just turned 27.

Dan.