Back in the UK a friend of mine crashed into a drystone wall out in the country. His insurance didn't cover for this kind of thing and he ended up paying for the wall to be rebuilt.......So it's not just cars that you have to shell out for but property also.

Get some good insurance ASAP people.

SC TER


(P.S. I also work for the RAC and have found the insurance cover not to be one of the cheapest, but definately one of the best.)(my personal opinion, not the RAC's!!!)