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  #1  
Old 06-03-2009, 03:59 PM
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Default Personal Loans

wondering if someone could tell me good places to go through to get a personal loan?

its not for me, for a friends, we are going to the USA in july and she wants a small personal loan for spending money, not much probably between 1k-3k. Can anyone reccomend a good place to go see, her bank only gives out minimum loans of 5k. I know theres cash converters finance but i reckon their interests rates would be high, and the rac does personal loans but was hoping someone might work in this area or know a good place to go

thanks in advance
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Old 06-03-2009, 04:01 PM
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Get a credit card.
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  #3  
Old 06-03-2009, 04:03 PM
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pretty sure lowest amount for most credit unions/banks is 5k for a personal loan.

+1 for get a credit card.
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Old 06-03-2009, 04:11 PM
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shes already got one i think
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Old 06-03-2009, 04:47 PM
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a bank guaranteed wont loan a personal loan for anything less than 3k..
anything less than 3k, they will advise you get a creditcard..
maybe apply for a credit card with zero interest on purchases for few months?
at least that way it will be easier to pay off
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  #6  
Old 06-03-2009, 04:49 PM
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Increase the limit on the credit card unless she has maxed out her current one
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Old 06-03-2009, 04:55 PM
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Minimum on unsecured personal loan is $5k. Minimum secured loan at the bank is usually $10k

Dont go near cash converters.

WHS about increasing the credit card limit.

Brendon
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  #8  
Old 06-03-2009, 04:56 PM
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Get a personal loan to cover the CC and spending money then chop it up.
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Old 06-03-2009, 05:33 PM
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get the 5k personal loan and pay 2k of it off straight away?
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Old 06-03-2009, 05:36 PM
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as above credit card , and then if its taking you a while to pay it off bounce it around as some places have a 0% interest rate for the first couple of months on balance transfers , but read the small print yo
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