How so?

The two written quotes were for the same cover with the exception of excess levels I could choose, I get more discount with HBF because I have 5 separate policies with them (and a close friend who works for them)

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[COLOR=RoyalBlue][B][I]Titanium Reinforced[/I][/B]
MY00 Impreza WRX | MY11 Liberty GT Premium[/COLOR]

hey guys ive tryed getting insurance with comminsure and the wanted $6,500 a year on a $16,000 my00 so i told em were to go

but ive just been looking around, and just at a glance is 'Just car' better for a 18yr old driver with 3 speeding fines, 5 demerits and no crashes?

Age: 22
Insurer: RAC (full cover)
Car: MY00 STI version6
Value: 27K
Cost: $1400. 250 excess + age Excess $450
History: no accidents, 1 speeding fine

Hey, anyone have LIBRT! (Lukes) contact details? Mobile or e-mail? His one here bounces.

Or anyone else that works with HBF?

PM me. Cheers

HBF were charging me something like $500 a year for fire & theft only, max they would insure the car for was $9000 after an inspection, I went to Shannons & they insured it for $15000 @ $545 a year, it's a conversion.

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Beaten up old 98 Gen 2 Liberty, 13.0, stock V3 STI running gear.
07 Transit motor home
69 VF & 70 VG Valiants needing full restoration
Yamaha Zooma 50cc rocket hopefully going with the Transit.

for what you get covered for inside the PDS is different from HBF to Shannons. Once you read it you will see they are not the same cover...

Spot on. There will be alot of similarities with cover, but when you compare the exact amounts of coverage and company guidline rules there will be differences between different companies.

The best thing to do as what miss petepie has stated, compare the Pds brochures. always look around and compare for the best policy that suits your needs. Alot of the time if you paying a huge difference, the cover will be different.

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Werewolf Barmitzvah.....

From experiences fire and theft is only a small amount cheaper than fully comprehensive with HBFas the risk is almost the same.

Was there a reason you couldnt have a comprehenisve Motor policy with HBF?

If you dont mind me asking.

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Werewolf Barmitzvah.....

i got a 07 sti fully comp with rac they only charge me $870 and insured for $50,000 im only 27

PM sent

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Werewolf Barmitzvah.....