hey all.

My insurance with Just Car is up for renewal so i went exploring to see if i could find a better deal.

HBF seemed to be the best one.

Excess is $850 cheaper
Premium is $171 cheaper a year. Plus i get free window and windscreen claims.

They have agreed to cover my mods up to a value of 30% if under 9k (i think?). Not great but better than nothing. (i have sound system, suspension and TBE)

The main question i have is if they are real tight arses on mods? They said as soon as i start to play around with the computer, turbo etc then they wont cover me.
I was semi planning on getting a verso done soonish. Which would then make me uncovered. However they will look into it more closley when the time comes.

I think sticking with just car would be easiest for mods, but the excess is pretty high and ive heard making claims with them is not worth the trouble.

thoughts?

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[WREXX] 2005 Club Spec Evo 8