Not too sure about now but you used to be able to pay an extra fee to have the cheque cleared instantly, won't hurt to ask while you are at the bank.

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Beaten up old 98 Gen 2 Liberty, 13.0, stock V3 STI running gear.
07 Transit motor home
69 VF & 70 VG Valiants needing full restoration
Yamaha Zooma 50cc rocket hopefully going with the Transit.

Bank cheques are as good as cash. I have not seen a fake 1.

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[I]Personal chef[/I]

I paid this so called expedient fee but still had to wait up to 3 days instead of the 5+ working days it usually takes, its a bullshit fee as it doesn't really speed up things too much or give you instant access to money.

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221.7KW-ATW 498.5NM MMS ROLLER DYNO & BUILT BY STi NINJAS, BUILD #318/600

EBISU SUBARU, SHIBUYA-KU TOKYO

The reason that they are so safe is that the bank will only issue a bank cheque when the person requesting one has the funds in their account. This guarantees that they have the money in the first place!

Once the cheque is drawn up, the money is removed from the account of the person requesting the cheque and deposited into the banks own account.

The cheque is always made out in someones name or a company name and cannot be changed. It this case the cheque should be made out to you.

Once you have the cheque and deposit it to your account the bank will honour it. Simple as that.

Bank Cheques cannot bounce as the bank guarantees it, not the person who gave it to you.

^^^This is the correct info
This is what I did when buying all my cars are and only accept Cash or Bank Cheques.
Wasnt gona rock up at dealership with 30k worth of cash lol

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Chinese Mexican
[SIGPIC][/SIGPIC]

Correct... Make sure you watch out for Nigerian Scammers who want to buy your car and send you a bank cheque for MORE than the asking price.

They request you send back the difference to help a sick relative and then the cheque dishonors.