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#21
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I had a normal cheque & got a 'special request' & paid $30 odd fee to have it.cleared instantly. But my account & the cheque were from the same branch.
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#22
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sold the foz already???
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#23
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If you take it to Westpac they will give you cash, as far as actual amount goes my guess would be as teejay said, under 10k should be fine.
I don't think you will be able to bank it at CBA into your account and if you can it will be the normal 3 business day clearing time. The to field should say cash and the pay cash comment will be signed by the signatory which means it's only good to draw cash directly from the cheque account and not to deposit into other accounts as it most likely also has "not negotiable", "pay to bearer only" or the like on it |
#24
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I'll give u 75% of the cheques value right now!
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#25
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Yeah mate, its gone and delivered already
__________________
They shall grow not old, as we that are left grow old: Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them. Lest we forget . |
#26
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So many issues being confused:
A "cash" cheque will be ONLY cashed at the branch of the drawer to confirm the signature / number of signatories. Any cheque with N/N printed cannot be cashed nor can it be a CASH cheque. Even if you cross out the Not Negotiabld and initial. All mistakes and cross outs need to be initialled or it should be refused. ID is needed to confirm your identity when you present a cheque made payable to Joe Smith - you then negotiate to have the cheque paid in cash unless the cheque is crossed "Not Negotiable" or simply N/N. You can also cross out the words "or bearer". This means the cheque cannot be authorised on the back to be paid to the bearer of the cheque. That's what you'd havd to do if you take the cash from the loan sharks such as Blues or Kympressive and they get the check. You authorise on writing on the cheque that "Blues the bearer" is to get the payment. It also stops companies getting cheques paid into say the trustees account etc. However, most bank policies exclude that occurring BUT you can get special approval with prior arrangement with your bank (Think a series of trading name, trustee company, trust scenario). The normal 3 day wait is simply bank bullshit for signature comparrison and inter bank crediting. What is really for is to collect 3 days worth of short term interest on every cheque transacted dollars. In the end, even if the money clears, it's often actually not cleared by the paying bank. I once had a "cleared" cheque amount be debited again after 5 days after the cheque bounced. Finally, unless your in high volume banks or more affluent areas anything above $5000 will certainly need you to contact the branch and give notice. Any transaction over $10,000 is also required to be reported to the government. Funnily enough, there is also a point where coins stop being legal tender. The numbers evade me but it stops you paying dollars with pennies in the past and $50 in gold coins I think. What it really means is the councils can refuse to accept a pile of 5c pieces for you $100 parking ticket. Bastards
__________________
[COLOR=Black]Liberty GT Spec B tuned 240 HP & 372 Nm at the hubs.[/COLOR] "Instead of banning high performance cars - ban low performance drivers" |
#27
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You didn't take a personal cheque as full or part payment for a car?
__________________
[COLOR=Black]Liberty GT Spec B tuned 240 HP & 372 Nm at the hubs.[/COLOR] "Instead of banning high performance cars - ban low performance drivers" |
#28
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nah its a business related to the one i work for, even in the worse case scenario i could get my car/money back at any time.
__________________
They shall grow not old, as we that are left grow old: Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them. Lest we forget . |
#29
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All sorted, walked in - handed over cheque - showed ID - got cash = Profit
Now have a Shimano 12000D, Ugly Stik 12" beach caster and some firewire braid all loaded up and ready to go fishing - yey.
__________________
They shall grow not old, as we that are left grow old: Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them. Lest we forget . |
#30
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Giggity!!!!
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[COLOR="Red"][B]Need Finance for a new Car or Mortgage??? Call or email me today:[/b][/COLOR] [b][color="BLUE"][url]http://www.themortgagegallery.com.au/find-a-broker/manager/sam-zurzolo.aspx[/url][/b][/COLOR] |
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