Insurance - Page 32 - Perth-WRX.com

Hatched · #**311** 02-05-2007, 11:07 PM

Age: 25
Car: MY06 STI
Company: RAC
$: 1097/yr Full Comp.
$250 Basic Excess
$250 Age Excess
Insured for $48k

boostED82 · #**312** 03-05-2007, 10:26 AM

Age: 24
Car: 05 STi
Company: RAC
$1100 (max. no claim bonus)
$500 excess
Market value insured $44k
Additional items/mods $6k
Total sum insured $50k

WRXTATIC · #**313** 03-05-2007, 11:08 AM

Quote:

Originally Posted by Mat

I was with RAC 4 years ago and i've got the very "rare" fine and when i lost my license, RAC cancelled policy. They told me to try again in 3 years time and i insured both current cars for a reasonable price about 2mnths ago. That said, they rate your fines and i think mine rated somewhere out towards deep space

Higher rating goes, worse it gets!

That said, they cant cancel a policy in the middle of the term afaik. Only at the end. Paul will be able to give u a solid answer!

All my insurance companies have been aware of my traffic history and all slugged me accordingly

Insurance company's can cancel a policy mid term under the Insurance Contracts Act however it is for specific and somewhat limited reasons. Generally to do with Duty of Disclosure issues.

If you have speeding fines / traffic infringements / convictions and loss of license and your company asks you for the info TELL THEM!! Better to get a decline up front than to pay for a policy you may never be able to use.... You may end up on one of those marvelous "current affair" programs talking about how your company wont pay your claim

megs_wrx · #**314** 05-06-2007, 02:12 PM

Age: 18
Car: 2006 MY07 Impreza wrx. Subwoofer, gearknob and mudflaps extras from Subaru also noted. Car is garaged.
Agreed Value: 42k
Suburb: Martin (although down as Gosnells on their records)

Insurer: Just Cars, full comprehensive
Cost: $2500
Excess: $1500
Notes: I'm still on P Plates, I've had no traffic infringements or accidents... yet. lol. I'm female (apparently it helps, Just Cars said if I was male the price would have been around 3k). Only two other insurance companys would cover me... and we rang pretty much everyone. My Dad rang Shannons and they wouldn't even touch the car!

BREW · #**315** 14-06-2007, 10:22 AM

Age: 22
Vehicle Discription: MY 07 STi
Company: RAC
Type of cover: Full cover
Annual Premium: $1380
Agreed Value: $60 000
Basic Excess: $250
Age Excess: $450

RAC provided the best rate comparing to other insurance company which ranges from 2-3k per yr and that would not include your modifications.

SPOOLED · #**316** 14-06-2007, 10:33 AM

yea rac is veryyy gooodd

Age: 21
Vehicle Discription: MY 01 WRX with mags, stereo
Company: RAC
Type of cover: Full cover
Annual Premium: $870
Agreed Value: $29 000
Basic Excess: $250 aprox
Age Excess: $550 aprox

ImPreSiV · #**317** 14-06-2007, 10:36 AM

Age: 22
Car: MY02 WRX STi
Agreed Value: $34000
Insurer: RAC
Annual Premium: $1100

FFOUR · #**318** 14-06-2007, 10:50 AM

Quote:

Originally Posted by brew848

Age: 22
Vehicle Discription: MY 07 STi
Company: RAC
Type of cover: Full cover
Annual Premium: $1380
Agreed Value: $60 000
Basic Excess: $250
Age Excess: $450

RAC provided the best rate comparing to other insurance company which ranges from 2-3k per yr and that would not include your modifications.

Whats teh catch? Under parents name or something?

Sounds too cheap!

Luigi · #**319** 14-06-2007, 10:53 AM

^^Yeah I'm 24 drive a MY07 STI with RAC with FULL NO CLAIM BONUS Agreed value $60,000 and I gotta pay $1,500 a year. Your getting a bloody crazy deal at $1,380 per year

Adr3naL1N · #**320** 14-06-2007, 11:28 AM

Quote:

Originally Posted by Luigi

^^Yeah I'm 24 drive a MY07 STI with RAC with FULL NO CLAIM BONUS Agreed value $60,000 and I gotta pay $1,500 a year. Your getting a bloody crazy deal at $1,380 per year

agreed that doesnt make sense, RAC are all over the place, i have been with em for 3 full years and have now since drop kicked them for being so useless. Now at just cars.

Age: 21

WRC Blue MY99 WRX
Mods Covered: Bigger Turbo, FMIC, Suspension, 3k Stereo.
Premium: $1500 PA, No loss of licence o accidents, a few speeding fines.
Amount Covered: $18k
Excess: $600

(RAC on the wrx was 1880 after last year being only 1400 they decided to jack up the premium)

2001 VX Supercharged V6
Stock Standard (atm)
Premium: $950 PA
Amount Covered: $17k
Excess: $550