WAT??!! spewin... wat insurance company are you with?

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S14 Series II
Bolt Ons
Power FC

263 hub hp

RAC have just increased my excess when I have decared more speeding fines, but nothing excess of 19km/h.


Does anyone know how RAC are like with 3 month licence suspensions?
Do you get told to piss off or they just jack up your policy?

prolly just jack ur policy up.

Im with RAC.

Currently pay $65 per month for the Impreza, with rims and 4k worth of stereo insured.

Quotes for a WRX are putting me to around $95-$100 per month depending on year/value.
Im 22 with 50% NCB. I have a hefty excess tho, but thats ok. I just don't crash!

well i lost my licence for 3months and it hasn't been a problem. but i was with guild insurance at the time then moved over to RAC..

__________________
S14 Series II
Bolt Ons
Power FC

263 hub hp

What happens if you don't declare your speeding fines?

Dave, technically if they find out, they could possibly try and avoid paying your claim. Because you were a liability to them, but didnt discolse it. Obviously it would depend on the fines. If its 1 or 2 $50 no pointers then, it may not be an issue but if its 6points and 30km over, then might want to declare it. I think u can wait until renewal time to tell them tho? Not sure.

I spoke to a dude once who said he didnt declare all his fines. They didnt pay the claim. Was a Green 99 i think.

How do they know but?

coz they can check ur licence records... once u make a claim, the insurance company will look for any way possible to get out of paying you the cash.... if there is something u haven't told them, they will find it... and WHAM, no money for joO!

*gulp* don't want to declare cause it might go up, but then on the other hand I may aswell not have it if I don't