Just went with SGIO

MY06 WRX sedan
Agreed Value $20000
19yr Old Male with - good history
Full Comp - $1225.63

blehh.. beats rac anyway

Quick query:
Couple years back a 'mate' of mine reversed his dads car into the side of my parents car In a school carpark.
Both being young and fairly minimal damage (crazy exesses)
We decided to both just pay out and fix rather than claiming
Plus I was way to nice and innocent
I had to pay out couple of grand to get all the damage fixed and extensive respray to my parents monaro
He only had a abused vx/vz wagon, and would have been a cheap Lil bit of damage
Anyways, both cars still drivable, and we both agreed to just fix our own damage

BUT. GET a call the otherday from RAC trying to claim some colossal amount, like twice what his dad fkn would've been worth, including a couple of grand of towing to some bodyshop down I'n manduara (from greenwood)

I would ask my 'mate' but yeah Dnt talk to him anymore, he written of a couple of cars, including a rx, been done for DUI and is just a bit of a knob.

Now-I'm not paying this - it's the most corrupt shit, Iv got no paper work, don't even think I kept my invoice.
Any tips/advice?

Ps: if u ever have an accident, unless they are a really close mate, don't agree to just pay for your own unless you get it In writing& singed n shit.
Yeah people are nice and all now, but they can turn into a bit of a kent latter on don't the track when the need some cash
Or maybe it's just RAC doing the dodgy lol
Guess insurance companies gotta make their profits somehow, just yeah be careful guys.

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my05 STi
my13 Rok

:)

Age: 18
Insurer: RAC full comp
Car: 2004 subaru rx
Suburb: rockingham
Value: agreed 17k
Cost:1500, excess 1000( but i work at a smash repairers)

Squid, contact the body shop u got repaired at and see if they can write u a letter saying u repaired urs outa ur own pocket, or just play dumb like u dont know what they talking about lol

Have always been covered by RAC. However in he last 6 months the sti has gone from 265hp to 355hp. so i thought i better ring RAC, because i had previously heard of people not notifying of modifications and then not getting covered. Rang RAC and long story short they didnt want to cover me anymore because the car is to powerful and a risk.

I had heard of "Enthusiast Insurance" from a friend so ive ended up going with them.

Age: 22
Insurer: Enthusiast Underwriting Insurance
Car: 2005 Sti
Suburb: Morley/Noranda
Value: agreed 28k
Cost: full comp $1400, excess 550

All mods listed with clear details.

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AY JAY 89
Black 05 STI - 355hp

As im about to get my licence back in a few days, i had to do the ring around as my previous insurer wouldnt insure me any more...one of the calls was to Youi, haha suck on my baby maker youi!!!
They wanted $4500!
So unfortunately im gonna go with just car for a lil while..

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MY15 STI | MY07 Liberty Spec B

I wouldn't worry his word against yours. its done on private property police don't get involved even if you had call them on that day. just tell him to piss off and he doesn't have a case. Someone can correct me but I was in a similar situation back then

Youi is the biggest rip off. Rac? Progressive? SGio? Ammi?

^^none of them would insure me just gonna havta suffer for a lil while

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MY15 STI | MY07 Liberty Spec B

Age: 23
Insurer: RAC - Full comp
Car: 2007 Subaru WRX (Pignose/hawkeye)
Suburb: Ellenbrook
Agreed Value: $32,000
Cost: $828 ($69 month) $0 Basic Excess ; $250 Age Excess
All mods covered

Nice perk in working with them.

+ Rac Gold member roadside Assist

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2018 Nationally Accredited Silver CAMS Photographer

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