OK,

Just got back from having my car assessed @ Osborne Smash.

the assessor told me that cars 2007 to new if sustained more than 30% of cars value are currently getting written off. 2007 backwards anything over 70% of the cars value are being written off. Most cars 10k or under are being written off purely not worth fixing (except minor scuffs) mainly to prevent backlog on repairs. The only thing I am not sure is if its Agreed Insurance Value of the car or redbook Value of the car. but I thought i'd put it here as a rough guide.

He also advised that some insurance companies in their PDS have "Excess not payable when result of a Natural Disaster" Insurance companies have declared Monday 22nd of March 2010 a Natural Disaster.

I'm looking at about 15k on face value to fix my car (could be more could be less depending on parts sourced/availability of parts). every panel, roof, rear bumper, bonnet front wind screen all need to be replaced!!!!!!!!! in all honesty im hoping that its over 70% of agreed value because i have it insured for 25k. i worked hard to get my B4 and i dont want to lose her. But if it gets written off im going to try hard to buy it back!

My white wrx copped a bit of a beating but nothing like some of the bad ones on here. Looks like I parked it next to a golf course lol - and it has a big crack in the spoiler and a smashed wing mirror.

So seeing as I had some time to kill I decided to start learning the art of PDR (paintless dent repair) and after finding some good articles on the internet I went out and spent about $400 on some tools and so far have managed to remove about half of the dents (and haven't made any worse which is a bonus). Some of the techniques seem a bit brutal but they work.

If anyone has some time on their hands and a bit of cash to buy a few tools then I'd certainly recommend learning how to do it. I don't mind helping people out with some info etc, PM me for details.

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Remove hail dents yourself, fast and easy - $25 for a kit. PM me for details
[SIGPIC][/SIGPIC]

Good advise, especially to those that have no insurance and the time & patience to try it, probably what I'll do if I buy mine back, I've looked at doing it on youtube before & I think once you have the art down pat it doesn't look too difficult, did you get your gear local or ebay?

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Beaten up old 98 Gen 2 Liberty, 13.0, stock V3 STI running gear.
07 Transit motor home
69 VF & 70 VG Valiants needing full restoration
Yamaha Zooma 50cc rocket hopefully going with the Transit.

I doubt they can seize your car until you sign off on the claim to have it written off and taken from you.

Just received an email from HBF. Heres a link to there websites latest piece on storm damage to cars.http://www.hbf.com.au/Car/Storm_Car_Repairs.html

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The older you get the more you realise that no one has a clue. Every one is just winging it.
MY05 STI

Unless they deem it "unsafe" for driving.

In which case you should be able to arrange a flatbed tow to take it home.
Seriously tho it's only smashed glass that would result in the "unsafe" response after a hail storm.
Goodluck everyone read your own individual policy very carefully and don't get pushed around.

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Subaruless

If you're really worried that they will 'confiscate'your car, just fill the boot and back seat with stuff like golf bag/sporting equipment and bags of shopping. Tell them you've got to go home to drop it all off then don't go back until you've swapped the rims, exhaust, ECU etc. back to stock.

If you use a broker you'll be much better off

If you use a broker you won't be insured with the RAC for a start.

I finished having my car assessed today by RAC. 10k worth of damage. I heard 2 of the assessors saying if it is close to a write off, they will just do it now. And yes the stories are true about taking it there on the spot, even a "repairable write off". So if you think it might be, strip your fav parts first.

Dan.

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Respect Mya Authoritaaaaaa!!!

whats the value of your car i got a quote to get my bug-eye fixed and its 10k
im with rac too i hope they dont write it off

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garage...
R33.4R [PIG GTS]
SIL80 track shitter...
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